The Hidden Cost of College: What Every Black Woman Graduate Needs to Know

Is college still the golden ticket—or is it quietly draining Black women’s futures? In this powerful, truth-telling episode, Dr. Jewel Williams sits down with Dr. Yahaira G. Hall, higher ed leader and researcher, to unpack the financial and emotional toll of student debt on Black female graduates. From career misalignment to generational silence around money, this is the real talk we all needed in high school.

Real conversations. Real wellness. Real numbers.

TIME-STAMPED SECTIONS

0:00 – Introduction

1:25 – Why Financial Literacy Must Start Early

4:10 – The Truth About Student Debt

6:38 – Setting Financial Goals Before You Enroll

9:15 – Career Planning vs. Paying Bills

12:02 – The Emotional Toll of Debt

14:20 – Family Conversations That Can Change Everything

16:45 – Final Thoughts + Action Steps

KEY INSIGHTS YOU'LL LEARN:

The financial trap of over-borrowing for college

How student loans impact Black women’s long-term wealth

Critical money questions to ask before taking on debt

Why open financial conversations can change the game

How to plan your career with your bank account in mind It’s not just about getting a degree. It’s about building a future.

Watch this BEFORE you or your child signs that loan paperwork.

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💎 How to connect with Dr. Jewel: Wellness

Website: https://jwhitewilliams.com

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